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Bad Credit Mortgage

Looking for financial insurance products for you and your family

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Bank Loans

A bank loan provides medium or long-term finance. The bank sets the fixed period over which the loan is provided (e.g. 3, 5 or 10 years), the rate of interest and the timing and amount of repayments.

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Credit Cards

A card indicating that the holder has been granted a line of credit. It enables the holder to make purchases and/or withdraw cash up to a prearranged ceiling.

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an arrangement by which a company or the state undertakes to provide a guarantee of compensation for specified loss, damage, illness, or death in return for payment of a specified premium.

What is a Bad Credit Mortgage

Can I get a mortgage with adverse credit?

Most lenders will require a credit check before granting an application for a mortgage. However, some black marks on your credit history will carry more weight than others, depending on the amounts of money involved and how long ago it happened.
If you have a spotted credit history, some high street banks may refuse to lend to you. As an alternative, you can apply with a specialist lender, some of which cater specially to clients who have faced illness, divorce or other difficult life events.

Mortgage Minefield

Mortgages can be a bit of a minefield, and many borrowers with limited experience may not be sure how to get a mortgage with bad credit. Google searches for ‘how can I get a mortgage with bad credit’ often don’t produce any helpful or specific information. Results are often littered with best buy tables for grade A credit scores displaying mortgages that you probably won’t qualify for, and other products that may not apply to you, not to mention the sites selling PPI claim help, and loads of other spam.
Here, we want to make it clear what mortgages you’d have a chance with, give you an idea of cost so you know its within budget or not, and show you the steps to help show how to get a bad credit mortgage.#

Bad Credit Profile

If you have a Bad or Poor credit profile, are a discharged Bankrupt or have been in an IVA or Debt Management and you need a mortgage, you have landed on exactly the right page. Why? Because it is what we specialise in, and we are very good at what we do. We spend a massive amount of our time talking to lenders who are prepared to help, and they want to lend where they can. We have had a number of new lenders come to the market in 2017, all bringing new products and flexible criteria to a fast changing market, where we have need real competition with lenders looking to keep their market share. The current market offers a new and fresh outlook on the specialist mortgage market, which can only be good for prospective clients looking for a mortgage